“PENGARUH CAPITAL ADEQUACY RATIO, FINANCING TO DEPOSIT RATIO DAN OPERATIONAL EFFICIENCY RATIO TERHADAP KINERJA KEUANGAN (BUKTI EMPIRIS DARI BNI SYARIAH PERIODE 2010-2019)”. JIMEBIS : Scientific Journal of Students Islamic Economics and Business 1, no. 1 (November 16, 2020): 55–65. Accessed April 5, 2026. https://www.jim.ar-raniry.ac.id/index.php/JIMEBIS/article/view/107.