“PENGARUH CAPITAL ADEQUACY RATIO, FINANCING TO DEPOSIT RATIO DAN OPERATIONAL EFFICIENCY RATIO TERHADAP KINERJA KEUANGAN (BUKTI EMPIRIS DARI BNI SYARIAH PERIODE 2010-2019)” (2020) JIMEBIS : Scientific Journal of Students Islamic Economics and Business, 1(1), pp. 55–65. doi:10.22373/jimebis.v1i1.107.